Advice on buying a home.

[M. Steng]

Originally Posted by danielalan

If anyone is interested in in a refi or purchase in NY NJ or CT. Send me PM.

Run a family owned mortgage co. Can beat most loan estimates since we don't pay a "middle man"

Rates for 15 year are around 2.5-2.625.
30 year. 2.75-2.875.

willing to answer any questions as well

Dan

What's the company? Do you do cash-outs?

[smokew11]

would love to get from 3.5 to 2.75 but im in PA

[danielalan]

Few things.....I can only do those 3 states (NY NJ CT)

We do mostly everything. Refi, cash out , purchases. The cash out rates are little higher then rate and term (thats standard). The TOP factor right now is credit score.

Name of the company is Berkeley Mortgage . In Bergen County NJ.

email is dcaminsky@hotmail.com

Thanks
Dan

[YouNeverKnow25]

do you do commercial lending?

[danielalan]

what kind of commercial property....could you email me or PM some details.

Short answer is yes....but there are restrictions...

[YouNeverKnow25]

I'm a commercial title insurance underwriter but recently took on a business development role--I don't want a loan, I want your title insurance business

[danielalan]

hahahaha!!! only commercial title insurance ? Dont do many commercial deals.....

[YouNeverKnow25]

yes only commercial--with very limited exceptions. if you're lending on a multimillion dollar nyc apartment or tri-state mansion, shoot me a PM.

[danielalan]

sounds good!!!!

[danielalan]

Originally Posted by danielalan

If anyone is interested in in a refi or purchase in NY NJ or CT. Send me PM.

Run a family owned mortgage co. Can beat most loan estimates since we don't pay a "middle man"

Rates for 15 year are around 2.5-2.625.
30 year. 2.75-2.875.

willing to answer any questions as well

Dan

BUMP rates are getting better....

[drop2d]

Doing a refi now at 2.75%. Will end up saving about $300 a month.

[Lee3691]

Originally Posted by danielalan

BUMP rates are getting better....

Mods are cool with people soliciting business on the forums?

[danielalan]

Originally Posted by Lee3691

Mods are cool with people soliciting business on the forums?

Mortgage business is booming. Most people are getting higher rates because brokers want/need to make multiple "points". We can do for way less margin since we own the company. Was trying to help out some people. Sorry this offends you.

[Lee3691]

Originally Posted by danielalan

Mortgage business is booming. Most people are getting higher rates because brokers want/need to make multiple "points". We can do for way less margin since we own the company. Was trying to help out some people. Sorry this offends you.

You aren't offending me & you aren't trying to help people, you are trying to solicit business. I am pretty sure that is against the rules. I'd have less of an issue if it was a regular contributor to the boards. If you pledge to donate your commission to charity, I think that would be cool though.

[M. Steng]

Oh Jesus fucking Christ, Lee. Get the stick out of your ass for once, will you?

[Lee3691]

Originally Posted by M. Steng

Oh Jesus fucking Christ, Lee. Get the stick out of your ass for once, will you?

Hi!!!!!!

[danielalan]

Originally Posted by M. Steng

Oh Jesus fucking Christ, Lee. Get the stick out of your ass for once, will you?

This ^^.........

[Lee3691]

Mike, maybe you should advertise your services on here too. Maybe everyone should. That would make the boards real entertaining.

[danielalan]

Originally Posted by Lee3691

You aren't offending me & you aren't trying to help people, you are trying to solicit business. I am pretty sure that is against the rules. I'd have less of an issue if it was a regular contributor to the boards. If you pledge to donate your commission to charity, I think that would be cool though.

Go outside man and get some fresh air. Life will be ok.

[Lee3691]

Originally Posted by danielalan

Go outside man and get some fresh air. Life will be ok.

Been outside today, thanks! And about to do it again. Thank you for your contributions to the message board by advertising your services.

[danielalan]

Originally Posted by Lee3691

You aren't offending me & you aren't trying to help people, you are trying to solicit business. I am pretty sure that is against the rules. I'd have less of an issue if it was a regular contributor to the boards. If you pledge to donate your commission to charity, I think that would be cool though.

sorry this just needs to be bolded.....If had 40K posts everything would be ok. Gotcha.

Have a good one Lee.

[Lee3691]

Originally Posted by danielalan

sorry this just needs to be bolded.....If had 40K posts everything would be ok. Gotcha.

Have a good one Lee.

You have a great one too~

Not sure what you don't understand about that statement though. Perhaps you'll pledge to donate your commission to charity from any customers you've gained from free advertising on this site (against the site rules, I believe). I'd be cool with that, since you're just helping people.

[drop2d]

Lee shouldn't you be busy celebrating? Fuck are you doing posing as a mod in here?

[Beefsteak1138]

For someone that hates the police, Lee is acting an awful lot like the Ants police.

[Lee3691]

I don't hate the police. One of the best bands ever. "Don't Stand So Close To Me" is my 2020 anthem.

[jrkarger]

What a weird hill to die on. Who made Lee the arbiter of morality when it comes to the circumstances upon which someone keeps his/her commission?

[M. Steng]

It's well-established that Lee is a fuckin' weirdo.

I happen to generally like and get along with him. But he pulls weird shit like this more than probably anyone else on the boards.

[daveshookme]

Jesus fuckin Christ.

[Rodey]

What the fuck happened in here?

[Noles20]

Originally Posted by drop2d

Doing a refi now at 2.75%. Will end up saving about $300 a month.

Will you keep paying the same amount? I refinanced 3 times, 2 of them I got cash out for home remodeling, but each time I kept paying the same amount, even though the monthly payment went down. I purchased the house in February 2002 and even though I added about 40k with the 2 cash outs, my final mortgage payment will be April 2021. Six more payments!!