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Originally Posted by AJF_41
What’s your interest in REITs?
They tend to trade with equities. There’s also a chance rising rates (have to go up at some point right) could act as headwind to the sector.
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Echo this in regards to potential future risk.
HINES has had some good stuff in the past though.
Private REITS I tend to stay away from (as do most brokers for selling away purposes), but if you are living in healthy local economy, there can be some good opportunities. I like senior living facilities in the REIT marketplace right now.
As far as life insurance goes, it really comes down to cash-flow. Products like Whole Life or Universal Life can be great products, but they are often positioned at the wrong time and most often sold too early to people that can't yet afford them. I think everyone should have some form of life insurance in their financial plan, especially business owners or professionals with a great deal of student loan & mortgage debt. For basic coverage though, 7-10 times income on a term life plan from a top-rated company is a good ballpark, and then if you can afford more outside of traditional savings/investing goals, add or convert to permanent insurance. Great tax diversification tool and patient capital to have in the portfolio.