Quote:
Originally Posted by scrock25
So you still need a co-borrower?
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basically need one for like 4 months and then they get removed. I'm not po' I am just not able to borrow based on salary alone. I make at least 4k in commission and bonuses a month but it is not trackable unless I've been at my job for a year or two depending on the lender.
Also, since I am on IDR for my student loans and the minimum repayment per month is $0.00 (anyone who is intelligent would be on this if they can) they have to use 1% of my total loan as my monthly payment. That is an astronomical number. Basically, without using my commission and saying I pay x in loans per month, Chase thinks I am broke.
my buddy, the mortgage broker, basically told me that 60% of the people that talk to him say that Chase seems lost and they need someone to assist. He takes tons of deals away from Chase because they are inexperienced.
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I don't mean to interrupt you future magistrates and noblemen, but l, uh, I need a word.