The Ship - Page 14821 - Antsmarching.org Forums - Dave Matthews Band Discussion
Old 11-10-2017, 11:43 AM   #444601
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Re: The Ship

thanks for clarifying rodney. i was confused

no i haven't. is it on the web? i really want to watch "the U" about the miami team
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  • Old 11-10-2017, 11:45 AM   #444602
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    Re: The Ship

    im not a huge/active sports fan, but i love sport documentaries. especially football. i love the camaraderie
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    Old 11-10-2017, 11:51 AM   #444603
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    Re: The Ship

    Quote:
    Originally Posted by Rodey View Post
    Bro, it's a 30 for 30.

    And I watched it. Pretty sad stuff.
    I LOL'ed a few times.

    the part when he saw the sports shrink and the cartoon ends up having the shrink on the couch

    funny shit man
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    Old 11-10-2017, 12:02 PM   #444604
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    Re: The Ship

    Flair's daughter. I would piihb.
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    Old 11-10-2017, 12:49 PM   #444605
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    Re: The Ship

    which one? he had like 245234 kids with 5472323 different women.
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    Old 11-10-2017, 01:00 PM   #444606
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    Re: The Ship

    The one that's in the WWE now.
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    Old 11-10-2017, 02:58 PM   #444607
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    Re: The Ship

    B96 isnplayinn the entire TSwift album right now
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    Old 11-10-2017, 03:05 PM   #444608
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    Re: The Ship

    Her lyrics sucks
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    Old 11-10-2017, 03:14 PM   #444609
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    Re: The Ship

    I've heard bad things about the album
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    Quote:
    Originally Posted by kev87lads View Post
    Go Kings Go.
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    Old 11-10-2017, 03:25 PM   #444610
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    Re: The Ship

    Quote:
    Originally Posted by dmbetc View Post
    I've heard bad things about the album
    It’s not very good. Worst tswift album ever. Hopefully this is a reality she gets b check for her
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    Old 11-10-2017, 03:28 PM   #444611
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    Re: The Ship

    Now they are doing an all tswift mash up for the next hour.
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    Old 11-10-2017, 03:46 PM   #444612
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    Re: The Ship

    I'd mash TSwift up.
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    Old 11-10-2017, 03:49 PM   #444613
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    Re: The Ship

    She’ll sue the hell out of you. Be careful
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    Old 11-10-2017, 11:02 PM   #444614
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    Re: The Ship

    Doing push ups with a buzz is not fun

    Only reason I'm doing push ups with a buzz is because I'm dedicated to doing 100 push us a day and I forgot to do them before I went out tonight
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    Old 11-11-2017, 06:15 PM   #444615
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    Re: The Ship

    Good news: all that info told to me by chase in regards to getting a mortgage is basically wrong.

    Bad news: after being on the marketing for only 3 days, the house I wanted has been bought. I would have had it if Chase wasn't dipshits.
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    Old 11-11-2017, 07:34 PM   #444616
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    Re: The Ship

    You need to go into a bit more detail, Ruck. What do you mean, wrong?
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    Old 11-11-2017, 08:48 PM   #444617
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    Re: The Ship

    I got drunk and pissed myself today. Not completely tho and it was right before I got to urinal in the dorm bathroom. no one saw it thank god.

    Last edited by tyler3440; 11-11-2017 at 08:51 PM.
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    Old 11-12-2017, 06:09 AM   #444618
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    Re: The Ship

    Quote:
    Originally Posted by scrock25 View Post
    You need to go into a bit more detail, Ruck. What do you mean, wrong?
    My dad is going to be a co-borrower on the loan because I cannot report my commission until I am at my job for 2 years. Chase told me because of that he needs to live at the house or it becomes an investment property. That’s wrong.
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    Old 11-12-2017, 06:35 AM   #444619
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    Re: The Ship

    So you still need a co-borrower?
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    Old 11-12-2017, 08:05 AM   #444620
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    Re: The Ship

    Rick is ‘po.
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    Old 11-12-2017, 09:34 AM   #444621
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    Re: The Ship

    Quote:
    Originally Posted by scrock25 View Post
    So you still need a co-borrower?
    basically need one for like 4 months and then they get removed. I'm not po' I am just not able to borrow based on salary alone. I make at least 4k in commission and bonuses a month but it is not trackable unless I've been at my job for a year or two depending on the lender.

    Also, since I am on IDR for my student loans and the minimum repayment per month is $0.00 (anyone who is intelligent would be on this if they can) they have to use 1% of my total loan as my monthly payment. That is an astronomical number. Basically, without using my commission and saying I pay x in loans per month, Chase thinks I am broke.

    my buddy, the mortgage broker, basically told me that 60% of the people that talk to him say that Chase seems lost and they need someone to assist. He takes tons of deals away from Chase because they are inexperienced.
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    Old 11-12-2017, 11:05 AM   #444622
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    Re: The Ship

    Point is that all the info they told you wasn’t all wrong, there are reasons they told you what they did. You may not like it, but it wasn’t wrong. As far as the whole investment property thing I’m not sure, but it seems as if they followed proper protocol with both your income and your student loans.
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    Old 11-12-2017, 11:05 AM   #444623
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    Re: The Ship

    Bottom line is that there are reasons these regulations exist.
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    Old 11-12-2017, 11:08 AM   #444624
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    Re: The Ship

    Biggest piece of advice I could give you is to not get emotional throughout this process - treat it like any other transaction. It’s business, Sonny. It’s not personal. There are other houses.

    Also, if you have a friend who is a loan officer why didn’t you go to him first instead of JPMC? I’m sure he could have had some origination fees waived for you.
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    Old 11-12-2017, 12:07 PM   #444625
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    Re: The Ship

    Quote:
    Originally Posted by scrock25 View Post
    Point is that all the info they told you wasn’t all wrong, there are reasons they told you what they did. You may not like it, but it wasn’t wrong. As far as the whole investment property thing I’m not sure, but it seems as if they followed proper protocol with both your income and your student loans.
    The only thing wrong is the investment property part. The student loans are unavoidable. There is a workaround for the commission and my buddy is taking care of it.

    The reason I didn't go to him first is because I was recommended to JPMC by my family. My parents and brothers use them for their mortgages so I assumed it would be a nobrainer. Also, JPMC is where all my money is so I assumed they would be like yeah we see you are able to save x amount of dollars a month right now so we can give you a loan.
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    Old 11-12-2017, 12:12 PM   #444626
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    Re: The Ship

    Unfortunately it doesn’t work that way

    That’s why in the beginning of this conversation I asked if your loans were in forbearance or deferment, what you were saying didn’t make sense regarding what they were considering your payment, but obviously does now.
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    Old 11-12-2017, 12:15 PM   #444627
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    Re: The Ship

    I just think Chase is making it way to difficult than it needs to be and my friend said the same thing. It'll all be worked out tomorrow.
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    Old 11-12-2017, 12:19 PM   #444628
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    Re: The Ship

    Yep, again, heavily regulated industry. I’m sure having a co-signer will help your cause as well.

    I know for a fact that the lender I work for would have done the same thing with your income and loan payments.
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    Old 11-12-2017, 05:06 PM   #444629
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    Re: The Ship

    hi everyone,

    hope y'all had a good weekend.
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    Old 11-12-2017, 05:35 PM   #444630
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    Re: The Ship

    Quote:
    Originally Posted by cpxc. View Post
    hi everyone,

    hope y'all had a good weekend.
    thanks, dave.
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