Quote:
Originally Posted by drop2d
Is your insurance is going to cover your basement? Or did you get flood insurance? I know most don't cover below surface/non-living areas. At least that's what I got fucked with when it happened to me.
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Don't know yet, the adjuster is coming out tomorrow at 8 a.m. so I'll have a better idea of it then. I just read every letter of our policy and it seems as though any water damage is explicitly excluded from coverage. So I don't have a good feeling about coverage.
I mean, what's the fucking point of having insurance if they aren't going to cover this type of shit? What a scam, you're forced to have home insurance by the state and then when you suffer a significant loss, sorry, you're shit out of luck. What a fucking racket.
I knew all this going in, I deal with adjusters a lot for my work (in a different context), and I know how the claw tooth and nail to deny coverage.